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OSAP (Student Loans)

Last updated on Tuesday, December 06, 2016.

For information about what OSAP is and how it is changing for 2017/2018, click on this link:

https://www.ontario.ca/page/get-ready-osap-2017-18

Students interested in applying for government issued loans to help pay for college or university, can follow the steps below to complete their OSAP application. A student should accept an offer of admission prior to applying for OSAP.

  1. COLLECT ALL NECESSARY INFO: Use this checklist  to collect information for your OSAP application. This will be useful so that you can apply all at once without having to stop and search for required information: osap-checklist-april-2017-1
  2. APPLY ONLINE: Log on to ontario.ca/osap and click on APPLY FOR OSAP and then REGISTER NOW. Move through the online application.

Notes:

  • Make sure to record your password somewhere secure. If you lose your password, you need to fill out forms and go to a bank to recover it (massive pain in the butt! – so don’t forget it!)
  • When they ask if you would like to have the funds paid directly to your future school, leave the box clicked to say yes (it’s one less thing that you have to organize
  • This one application will qualify you for both student loans AND grants (which are money that you do not have to pay back)
  • You can begin an application, save part way through, and later finish the application

3. VISIT THE POST OFFICE: Once your online application is complete, print and complete the MSFAA (Master Student Financial Assistance Agreement) form with your banking information. Deliver (in person) to a designated post office. Also, bring your SIN card and valid photo ID. See a list of post offices here: List of Designated Post Office in Hamilton

4. MAIL DOCUMENTS TO FUTURE SCHOOL: Next, you can print and submit any remaining documents OSAP has requested (such as proof of parent’s income or proof of dependents). These documents can be uploaded to your online OSAP account or mailed to the financial aid office at the school you will be attending (eg. Financial aid office at Mohawk College or Brock U).

Applications will take 3-4 weeks to process, so check back online for the status of your application.

If you have questions, don’t hesitate to make an appointment with your guidance counselor.

 

Here are a few additional resources that may be helpful:

OSAP Brochure

OSAP How is my OSAP calculated

OSAP-10 THINGS TO KNOW

 

 

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